Меню
    • Русский
    • English (US)
    • Украинский
  • Main page
  • Services
    • Company formation in Poland
    • Buy a shelf company in Poland
    • Accountant in Poland
    • Open a bank account in Poland for non-resident
    • Rent a flat in Warsaw
    • Residence permit in Poland, Work permit in Poland
    • Sworn translation services in Poland
    • Safe deposit box in Poland
    • Interpreter in Warsaw
    • Liquidation and closure of a company in Poland
  • Articles
  • Contacts
  • Русский
  • English (US)
  • Украинский

Kyiv

+38 050 469 99 69

Warsaw

+48 733 562 561
+48 577 687 937
icon icon icon
  1. InPoland
  2. /
  3. Open a bank account in Poland for non-resident

Open a bank account in Poland for non-resident

Opening an account takes 1 day

Convenient online banking and mobile applications

Accounts in PLN, EUR, USD, GBP

Multicurrency VISA cards

    Order a consultation



    Do you want to open an account in a Polish bank?

    Our company will help you to open an account in a bank in Poland and provide all needed support at all stages. We work with each client individually. Based on the wishes of the customer, we will help to choose the most suitable bank and open a bank account in Poland. It is possible to open an account for almost every non-resident, except citizens of sanctioned countries.
    For safekeeping, customers can also open a safe deposit box in a Polish bank.

    Free consultation
    Преимущества польской компании - изображение

    Polish banks and banking fees

     
    Bank name, logo,
    website and brief information
    Basic fees Cost of our services

    ING Bank — https://www.ing.pl

    Account Currencies: PLN, USD, EUR, GBP

    Multi-currency VISA card with PayPass, Apple pay, Google Pay functions

    Internet banking, app for smartphone and tablet

    Account maintenance – free of charge.

    bank card service – 1.68 euro per month

    receiving transfers – no fee

    Cash withdrawal on hand – € 2.20 per withdrawal

    Cash withdrawals at ATMs – 3% of the amount

    Transfer in EURO currency – 2.5 euro/transfer

    Transfer in USD currency – 9.6 euro/transfer

    With a personal arrival: from 500 euros

    remotely: not possible

    Bank Pekao – https://www.pekao.com.pl

    Account Currencies: PLN, USD, EUR, CHF, GBP

    Multi-currency Mastercard card with PayPass, Apple pay, Google Pay functions

    Possibility of ordering VISA cards separately for each currency

    Internet banking, app for smartphone and tablet

    Account maintenance – 1.40 euro per month.

    bank card service – 0.70 euro per month

    receiving payments – no fee

    Cash withdrawal on hand – no fee

    Cash withdrawals at ATMs – 2% of the amount

    Transfer in EURO currency – 2.30 euro/transfer

    Transfer in USD currency – 0.50% min 7 EUR max 59 EUR

    With a personal arrival: from 500 euros

    remotely: not possible

    Millennium bank — https://www.bankmillennium.pl/

    Account Currencies: PLN, USD, EUR, GBP

    VISA card with PayPass and Apple pay functions in PLN currency

    Separate Mastercard for EUR currency

    Internet banking, app for smartphone and tablet

    Account maintenance – 1.90 euro per month.

    bank card service – 1.70 euro per month

    when you receive at least 240 euros per month and do at least 1 card payment per month, the above fees are not charged

    Cash withdrawals at ATMs – 2.5% of the amount

    receiving transfers – no fee

    Cash withdrawal on hand – no fee

    Transfer in EURO currency – 1.20 euro/transfer

    Transfer in USD currency – 0.5% min 4.70 euro max 30 euro

    With a personal arrival: from 500 euros

    remotely: not possible


    BANK BNP PARIBAS — https://www.bnpparibas.pl/

    Account Currencies: PLN, USD, EUR, GBP

    Multi-currency MasterCard with PayPass function

    Internet banking, app for smartphone and tablet

    Account maintenance – free of charge

    bank card service – 1.70 euro per month

    Cash withdrawals at ATMs – 3% of the amount

    receiving transfers – no fee

    Cash withdrawal at the cash desk – 2.20 euros per withdrawal

    SEPA Transfer in EURO currency – 2.50 euro/transfer

    Transfer in USD currency – 0.20% of the amount, min. 7 EUR, max. 45 EUR

    With a personal arrival: from 500 euros

    remotely: not possible

    PKO bank Polski logo

    PKO Bank Polski
    https://www.pkobp.pl/

    Account Currencies: PLN, USD, EUR, GBP, CHF and others.

    Multi-currency VISA card with PayPass function

    Internet banking, app for smartphone and tablet

    Account maintenance – free of charge.

    bank card service – 1.80 euros per month, or free of charge – if payments are made with the card for at least 66 euros per month.

    Cash withdrawals at ATMs – 3% of the amount

    receiving transfers – no fee

    Cash withdrawal at the cash desk – no fee

    SEPA Transfer in EURO currency – 0.25
    EUR / transfer

    Transfer in USD currency – 5.50 EUR per transfer

    With a personal arrival: from 500 euros

    remotely: not possible

     

    How to open a bank account in Poland for a non-resident?

    Opening an account in a Polish bank remotely was recently possible and very convenient for foreigners. However, today it is necessary to come in person to Warsaw (Poland) in order to open an account. So, it is not possible to open account remotely.

    Each client can receive a multi-currency bank card, with which you can make purchases and pay for services offline and online, as well as use the card to work with different payment systems like PayPal, for instance. In the Polish bank you can open an account in the national Polish currency, and also in the US dollars, Euros, British pounds etc. Contact us to know more about needed documents and the whole procedure!

    To open an account you must come in person to Warsaw, Poland. If you want to open it in one business day, you must come directly to the bank and open it on the spot. We will arrange a meeting with a bank manager on a specific date and time which you choose, and assist you during all the process of account opening. It will take approximately 4 hours. After the meeting in a bank you will receive login information and the bank accounts will be already active and ready to receive/execute money transfers. The bank card will arrive 7-10 days later, if you do not have a post address in Poland we are able to provide you ours, and send you a card by courier mail when we receive it.

    Регистрация фирмы в Польше | INPOLAND

    How to choose a bank in Poland?

    It is up to you which bank to open account with. Each of the banks below has a wide network of branches in the country and is considered one of the largest and most reliable in Poland.
    For greater convenience in managing your money, the use of the Internet banking service and special applications for mobile devices (phones, tablets, etc.) are suggested.

    Mobile and tablet applications are enhanced and well protected so that customers can manage money anywhere in the world. Each outgoing money transfer must be confirmed with sms-code which comes to a client’s mobile phone number.

    Our company works with five biggest Polish banks: ING Bank Śląski, Millennium bank, Bank BNP Paribas, Pekao Bank, PKO Bank Polski.

    PKO Bank Polski – the oldest and largest bank in Poland, which was opened in 1919. It has the widest network of branches, ATMs in the country and at the same time does not lag behind other banks in terms of technology.

    ING Bank Śląski is one of the largest commercial banks in Poland and a member of a huge Dutch financial group. It has been operating since 1989 and has about 400 branches. Since 1994, it has been listed on the Warsaw Stock Exchange. It participates in the deposit insurance system, works with pension savings. In terms of its significance, ING Bank ranks fourth in Poland.

    Limits established by ING Bank for individuals’ personal bank accounts in Poland

    There are restrictions when withdrawing cash from an ATM: no more than 10,000 zlotys can be withdrawn per day, which is about 2,300 euros.
    ING client can withdraw any amount from the account on hand, but by prior order. If the amount of the transaction will exceed 50,000 euros at a time, it makes sense to notify employees at the bank by phone.

    Millennium bank
    Works since 1989. Included in the structure of the huge financial holding of Portugal. It has a large number of ATMs and branches in every city of Poland. Foreigners will not be difficult to open an account in the Millennium bank, Poland. Limits of withdrawal are similar to the previous bank’s ones.

    Pekao Bank
    Formed in 1929 and is one of the oldest. On the territory of the country there are 1000 branches.
    In Poland, Pekao Bank is the first to start trading in the stock market. In terms of assets, it takes second place.

    Each of the Polish banks represented is categorized as reliable. You can open bank accounts in any of them. Each of them works with foreigners (non-residents) and provides Internet banking services.
    Attention should be paid to the conditions for opening accounts and cards, and the conditions for their further maintenance. Each bank in Poland has different conditions. It is also necessary to know that the concepts of an account and a card in a bank in Poland have a strict distinction.
    First you need to open an account, and then get a card as a possible way to access it. When transferring money, you must specify the account number, not the card number.

    Opening a bank account in Poland means putting your capital in a safe place! Being anywhere in the world, freely manage your money through Internet banking and mobile applications.

    Subscribe
    Notify of
    guest
    guest
    0 Comments
    oldest
    newest
    Inline Feedbacks
    View all comments
    1 Звезда2 Звезды3 Звезды4 Звезды5 Звезд (24 оценок, среднее: 4.08 из 5)
    Loading...

    Open a bank account in Poland for non-resident

    Opening an account takes 1 day

    Convenient online banking and mobile applications

    Accounts in PLN, EUR, USD, GBP

    Multicurrency VISA cards

      Order a consultation



      INPOLAND sp. z o.o.
      VAT-номер: PL9512390724
      Адрес: Żurawia 22/707, 00-515 Warszawa

      icon icon icon
      • Twitter
      • Facebook

      Services

      • Company formation in Poland
      • Buy a shelf company in Poland
      • Accounting and bookkeeping services in Poland
      • Open a bank account in Poland for non-resident
      • Accounting and bookkeeping services in Poland
      • Residence permit in Poland, Work permit in Poland
      • Sworn translation services in Poland
      • Safe deposit box in Poland
      • Interpreter in Warsaw

      Contacts

      Warsaw

      info@inpoland.com.ua

      +48 733 562 561

      +48 577 687 937

       

      Kyiv

      +38 050 469 99 69

      Copyright © 2023 INPOLAND. All Rights Reserved.

      We are using cookies to give you the best experience on our website.

      You can find out more about which cookies we are using or switch them off in .

      0
      0
      Would love your thoughts, please comment.x
      ()
      x
      | Reply
      INPOLAND
      Powered by  GDPR Cookie Compliance
      Privacy Overview

      This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.

      Strictly Necessary Cookies

      Strictly Necessary Cookie should be enabled at all times so that we can save your preferences for cookie settings.